Summer is a time a great deal of renters will relocate. Many will move because of school, graduations, or job relocations. Others will choose to move because the weather is better in the summer months.

If you or someone you know rents and is moving this summer, it behooves you to remind them about the importance of renters insurance. Renters insurance is like homeowners insurance for those who rent, and provides some of the same protections.

Renters insurance will provide coverage for personal possessions for those who rent. That means if furniture, clothing or expensive electronics are lost in a fire, flood, or other natural disaster, they will be covered. It also means they will be covered in the event of theft, even while the insured is on the road.

More than that, renters insurance will provide liability coverage. This means that if a friend, or even a delivery person in injured while at the renters house, they will be covered. It can also cover them in case of damage to the landlord’s property.

Many people who rent think the landlord’s insurance will cover them and that is simply not the case. The landlord will have coverage to protect their own interests, but it up to renter to protect theirs.

The good news is that renters insurance is easy to get and very affordable. In many cases you can be covered for less than $20 monthly. It provides valuable coverage that can give peace of mind. If you would like to know more about renters insurance and how it can protect you, contact us. We are Western Property & Casualty Services of Bermuda Dunes, California and we will be happy to provide you with a free quote. Contact us today!