When you’re ready to buy umbrella insurance, this guide can help you decide how much to get.

You want to protect yourself, your loved ones, and the assets you’ve worked hard to accrue. You’ve likely purchased homeowners or renters and auto insurance to do exactly that. Have you considered additional protection, though?

You might think you don’t need it, but both your home and auto policies have certain liability limits. That means that if you get sued for more than that limit, you could be left covering the difference out

Contrary to popular belied cutting out the middleman is not always a good thing.

In this day and age, there are many direct insurance companies who sell their services directly to you. These companies cut out the middle man and choose to cut out the insurance agent. The thinking behind this is that because you’re eliminating an extra person, the price will go down. However, that isn’t always the case. By dealing directly with the insurance company, a consumer may take on tasks that they may not realize even exist! 

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