Business Insurance

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Let us find you the right small business insurance

At Western Property & Casualty Insurance, we know how much hard work and dedication go into building a successful business. That’s why we’re here to help protect what you’ve worked so hard for. Our business coverage solutions are tailored to meet the unique needs of small businesses, ensuring your company stays protected against risks and unforeseen events. With over 35 years of experience, we provide the support and coverage you need to thrive.

Business Owners Policy

A Business Owners Policy or BOP combines essential coverages like property, and liability, into one convenient policy.

General Liability

Protect your business from claims of bodily injury, property damage, and personal injury that may arise during operations.

Workers Compensation

Ensure your employees are protected in case of workplace injuries or illnesses with workers’ compensation coverage.

Commercial Auto

Cover your company’s vehicles and drivers with commercial auto insurance designed for business use.

Professional Liability

Protect your business from lawsuits related to professional errors, omissions, or negligence.

Commercial Umbrella

Add an extra layer of liability protection with umbrella insurance that extends beyond your primary policies.

Ready to Protect Your Business?

Reach out to us for a personalized business insurance quote. Our experts are here to guide you through your options and help you secure the right coverage for your business.

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Got questions about business insurance?

What is business insurance?

Business insurance refers to a variety of insurance policies designed to protect a company from risks, including liability, property damage, workers’ compensation, and more. It ensures your business is financially protected from unforeseen events.

Why do I need a Business Owner’s Policy (BOP)?

A BOP combines essential coverage, such as property insurance, general liability, and business interruption insurance, into one package. It’s a cost-effective way for small businesses to protect against common risks.

What does general liability insurance cover?

General liability insurance covers your business in case of accidents, injuries, or property damage that occur during the course of operations. It can also cover legal costs if your business is sued for damages.

Why should I consider umbrella insurance?

Umbrella insurance offers extra liability coverage that goes beyond the limits of your other insurance policies, such as general liability or auto insurance. It’s especially useful if your business faces large claims or lawsuits.

What does commercial auto insurance cover?

Commercial auto insurance provides coverage for company vehicles, protecting against accidents, theft, or damage. It ensures that your business vehicles and drivers are adequately covered while on the job.

What is workers’ compensation insurance?

Workers’ compensation insurance provides benefits to employees who suffer from job-related injuries or illnesses. It covers medical expenses, lost wages, and provides legal protection for the employer in case of lawsuits.

Why do I need professional liability insurance?

Professional liability insurance protects businesses that offer services or advice from claims of negligence, errors, or omissions. If a client sues for mistakes or dissatisfaction, this coverage helps cover legal fees and settlements.